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For Colorado Buyers and Home Owners

Our team has been hand-picked to build the ideal support system for you. From real estate to building, our team has the experience to help you navigate all your loan possibilities. Use our tools below to feel confident in your loan choices.

Why Choose PenTrust?

Your mortgage is more than just a loan. It's a significant life event. It's the most debt most people will take on in their lifetime. It's tied to the emotions of buying a home. To honor that, we make the following promise to you:

  • We will help you make an informed mortgage decision by taking the time to understand your goals and larger financial picture.
  • We will walk you through options. There is no one-size-fits-all mortgage.
  • We will be available to you directly throughout the process through your preferred mode of communication.
  • We will use technology to inform and empower you, but won't let it get in the way.
  • If you are purchasing a property or building a home, we will work closely with your real estate professional to make sure your loan closes when you need it to close.

Veteran Assistance Loans

We honor our nation's brave men and women by providing VA financing on your home purchase or refinances.

FHA Home Loans

Realize your homeownership dreams with a loan that's flexible on credit and down payment requirements.

Conventional Loans

The tried-and-true conventional loan is great for those who have saved the classic 20% for a down payment.


Loan Programs For Our Borrowers

Choosing your loan program can be overwhelming. Our team of loan experts will help you navigate the choices as you find the right loan program to fit your needs. Talk to a loan officer today to start your journey to homeownership.

Jumbo Mortgages

Homes higher than their county's FHA standards qualify as a Jumbo loan. See if you qualify for this program.

USDA Mortgages

If your dream home includes land, open spaces, or scenic views, a USDA loan might be your best option.


A variety of mortgage programs to home buyers in Colorado