Skip to content

USDA Rural Development Program

Buying a home in a USDA-eligible area affords you special down payment and credit requirements for your loan.

The USDA Program offers mortgage financing to borrowers who want to live in a rural community. They support this mission by offering mortgage financing for rural properties through approved lenders like PenTrust Mortgage Group.

This product might be a good fit for you if…

  • You are looking for 100% Financing.
  • You would like to roll the required guarantee fee and closing costs into the loan amount (as long as those costs don’t exceed the appraised value).
  • Your income is lower than the maximum allowed by the program (income limits are defined by the USDA and vary by location).
  • You’re looking for a loan term of up to 30 years and an interest rate that is fixed for the life of the loan.

Apply for a USDA Loan

Unlike other loan programs, USDA loans can only be issued by USDA-approved lenders. Our mortgage experts are experienced with USDA loans and can help make the process easy for you. Find a loan officer now to get started.