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Colorado Springs, CO | Loan Officer

Joy Barthelmes

Licensed to originate:
I am authorized to do business in the state of Colorado.

Get to Know Joy Barthelmes

I am a California girl, who moved to Colorado Springs in 2009, and started working in the mortgage business in 2011. I Love calling Colorado my Home! I have enjoyed sunny Colorado with lots of hikes, walks, pool time, playing tennis and pickleball. Since moving to Colorado, I have enjoyed learning about the military, and I now specialize in VA home loan benefits for borrowers. I work hard and play even harder; and contribute my success to working with the best mortgage team and company! PenTrust Mortgage prides themselves with being the top brand-new build construction lender in Southern Colorado; we believe in doing what is best for the borrower while getting the loan processed in the most efficient and timely manner.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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1.67
Experience logo
0.82
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0.36
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2.50
Thomas
Jan 4, 2026
Joy answered all of my questions and concerns
Thomas &.
Jan 5, 2026
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Joy replies quickly to any message and gets the answer to you as soon as possible. She is very knowledgeable about the m...See more
Nancy
Dec 6, 2025
Joy was very patient and helpful
Rosa S.
Feb 7, 2019
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Great experience with PenTrust! Joy was always great with answering my million questions!
Jacob L.
Aug 2, 2020
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I highly recommend Joy and her team for any of your loan needs. PenTrust and company had been absolutely phenomenal from...See more
John T.
Mar 2, 2023
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Joy helped us get our new home by providing guidance on getting a loan before our other home sold. She was with us all ...See more

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Joy Barthelmes image

Joy Barthelmes

Loan OfficerNMLS#: 843812
Licensed to originate:
I am authorized to do business in the state of Colorado.
Joy Barthelmes: Colorado Springs, CO Mortgage Loan Officer